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NFC Resources

NFC technology is a standards-based wireless communication technology that allows data to be exchanged between devices that are a few centimeters apart. NFC operates at 13.56 MHz and transfers data at up to 424 Kbits/second.
NFC is distinguished by its intuitive interface and its ability to enable largely proprietary wireless networking platforms to interoperate in a seamless manner. The primary uses are to:
- Connect electronic devices, such as wireless components in a home office system or a headset with a mobile phone
- Access digital content, using a wireless device such as a cell phone to read a “smart” poster embedded with an RF tag
- Make contactless transactions, including those for payment, access and ticketing
NFC-enabled mobile applications include:
- Making payments with a wave or a touch anywhere contactless card readers have been deployed
- Reading information and “picking up” special offers, coupons and discounts from smart posters or smart billboards
- Storing tickets to access transportation gates, parking garages or get into events
- Storing personal information that will allow secure building access
When used for mobile contactless payment, NFC-enabled mobile phones incorporate smart chips (called secure elements) that allow the phones to securely store the payment application and consumer account information and to use the information as a “virtual payment card.” NFC payment transactions between a mobile phone and a POS terminal use the standard ISO/IEC 14443 communication protocol currently used by EMV and U.S. contactless credit and debit cards.
NFC-enabled mobile phones can also be used for chip-enabled mobile marketing applications – coupons, loyalty programs and other marketing offers that can add significant value for merchants, issuers and the mobile ecosystem.
NFC will soon be available as standard functionality in many mobile phones and will allow consumers to perform safe contactless transactions, access digital content, and connect electronic devices simply. An NFC chip in a mobile device can act as a card or a reader or both, enabling consumer devices to share information and to make secure payments quickly.
- Smart Card Alliance Resources on NFC and Mobile Payments
- Smart Card Alliance Resources on Contactless and Transit Payments
- Industry Organizations
- Other Industry Resources
- NFC: Recent News
Smart Card Alliance Resources on NFC and Mobile Payments
EMV and NFC: Complementary Technologies that Deliver Secure Payments and Value-Added Functionality, October 2012
Mobile and NFC Standards Landscape, November 2012
Proximity Mobile Payments: Leveraging NFC and the Contactless Financial Payments Infrastructure, Smart Card Alliance Payments Council white paper
Proximity Mobile Payments Business Scenarios: Research Report on Stakeholder Perspectives, Smart Card Alliance Payments Council white paper
Security of Proximity Mobile Payments, Smart Card Alliance Payments Council white paper
Smart Card Alliance Resources on Contactless and Transit Payments
Co-Branded Multi-Application Contactless Cards for Transit and Financial Payment, Smart Card Alliance Transportation Council white paper
Contactless Payments: Frequently Asked Questions, Smart Card Alliance Payments Council publication
Issuer and Merchant Best Practices: Promoting Contactless Payments Usage and Acceptance, Smart Card Alliance Payments Council white paper
Additional white papers and presentations can be found on the Transportation Council web pages.
Industry Organizations
The NFC Forum is the industry association that develops specifications and does educational outreach about NFC technology.
The following organizations are involved in establishing standards/specifications or in defining business processes and practices for mobile technology and mobile payments.
- 3GPP
- 3GPP2
- CDMA Development Group
- ETSI
- Global System for Mobile Communications Association (GSMA)
- GlobalPlatform
- Mobey Forum
- NFC Forum
- Open Mobile Alliance (OMA)
Other Industry Resources
Business Models for NFC Payments, Mobey Forum white paper, October 2011
Contactless Mobile Payments, The Information Technology & Innovation Foundation white paper, November 2009
Essentials for Successful NFC Mobile Ecosystem, NFC Forum white paper
GlobalPlatform’s Proposition for NFC Mobile: Secure Element Management and Messaging, GlobalPlatform white paper, April 2009
Mobile NFC Services, GMSA white paper, February 2007
Mobile Payments in the United States: Mapping Out the Road Ahead, Federal Reserve Bank of Boston and Federal Reserve Bank of Atlanta white paper, March 2011
Mobile Retailing Blueprint: A Comprehensive Guide for Navigating the Mobile Landscape, National Retail Federation Mobile Retail Initiative report, July 2010
Near Field Communication and the NFC Forum: The Keys to Truly Interoperable Communications, NFC Forum white paper
NFC Mobile Payments to Exceed $30bn by 2012, Supported by Revenues from Mobile Coupons and Smart Poster, Juniper press release, September 2, 2009
1 In 6 Mobile Subscribers to Have NFC Mobile Phones by 2014, Juniper report, November 9, 2009
Pay- Buy-Mobile, Business Opportunity Analysis, GSMA white paper, November 2007
Phones as Credit Cards? Americans Must Wait, The New York Times, January 25, 2009
NFC: Recent News
- UL achieves re-qualification for Collis Compliance Test Suites for GlobalPlatform
- What is the Killer App for Mobile NFC? It May Not Be Payments, Executives Agree at the 2013 NFC Solutions Summit
- Multicard Provides Integrated Smart Card Solution for Student ID Verification and Administration
- Identive Group’s RFID and Near Field Communications Products to be Distributed by Avnet Electronics Marketing Americas
- Smart Card Alliance Concludes Successful Mobile and NFC Webinar Series with Examination of NFC Use Cases and Security
- Infineon Launches Next Generation embedded Secure Element Combining Hardware and Operating Software; Increased Memory Space Supports Multiple NFC Applications on Same Device
- NFC In Half a Billion Devices in the Next Year: Smart Card Alliance to Gather NFC Technology and Business Services Leaders at 2013 NFC Solutions Summit
- Identive’s NFC Business Expands with New NFC Tag Orders and Commercial Deployments of Tagtrail™ Services Delivery Platform
- MCX Selects Gemalto for Mobile Commerce Platform
- Smart Card Alliance Continues Webinar Series on Mobile and NFC Security with ‘NFC Forum Tags and Security Considerations’
- Learn About the Growing NFC Ecosystem and the Road to Mass Market Adoption at the NFC Solutions Summit 2013
- Identive Expands its NFC Online Marketplace to Address Fast Growing Japanese Market
- Smart Card Alliance Continues Webinar Series on Mobile and NFC Security with ‘Secure Elements 101’
- Identive Selected as Contactless & Mobile Awards Finalist
- TSYS Releases White Paper on Mobile Commercial Business Travelers
- SIA uses Gemalto’s TSM platform to link service providers and speed up nationwide NFC rollout in Italy
- DeviceFidelity and Incipio partner to bring NFC to the iPhone
- Gemalto demo turns NFC phones into convenient identification
- KDDI using Gemalto TSM in the world’s first commercial NFC-based flight boarding service for Japan Airlines
- China Unicom selects Gemalto in China’s first NFC payment service
- View all NFC News …

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