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Walter Hamilton, Chairman, International Biometrics & Identification Association, discusses biometrics in this Smart Card Alliance Expert Series interview. Looking at the combination of smart cards and biometrics, Mr. Hamilton describes which applications he has seen where the combination is catching on and how the two complement each other. Mr. Hamilton also reviews the differences between implementations with biometrics match-on-system and match-on-card.

Patrick Hearn, VP, Government ID Markets, Americas, Oberthur Technologies, discusses biometrics in this Smart Card Alliance Expert Series interview. Looking at the combination of smart cards and biometrics, Mr. Hearn describes which applications he has seen where the combination is catching on and how the two complement each other. Mr. Hearn also looks at the state of the industry today and comments on the factors that he believes are needed to accelerate adoption.

Bryan Ichikawa, VP Identity Solutions, Unisys Federal Systems discusses biometrics in this Smart Card Alliance Expert Series interview. Looking at the combination of smart cards and biometrics, Mr. Ichikawa describes which applications he has seen where the combination is catching on, how the two complement each other and when the combination is not a good idea.

Harold Kocken, Manager, Deloitte & Touche LLP, Audit & Enterprise Risk Services, discusses biometrics in this Smart Card Alliance Expert Series interview. Looking at the combination of smart cards and biometrics, Mr. Kocken describes which applications he has seen where the combination is catching on. Mr. Kocken also looks at how existing identity credentials can be leveraged for identity authentication purposes.

Lars Suneborn, Director, Government Programs, Hirsch Identive, discusses the Commercial Identity Verification (CIV) credential in this Smart Card Alliance Expert Series interview. Mr. Suneborn describes the CIV credential and offers his perspectives on why enterprises should consider a CIV credential-based infrastructure.

Jane Cloninger, Partner, Edgar, Dunn & Company, discusses EMV in this Smart Card Alliance Expert Series interview. Ms. Cloninger discusses the drivers for the U.S. to move to EMV and the prospects for U.S. EMV implementation. Ms. Cloninger concludes by offering her perspectives on EMV as the foundation for future payment technology innovations.

Merrill Halpern, AVP Card Services, United Nations Federal Credit Union (UNFCU), discusses EMV in this Smart Card Alliance Expert Series interview. Mr. Halpern describes the drivers for the U.S. to move to EMV and UNFCU’s results so far in issuing EMV cards to their cardholders. Mr. Halpern concludes by offering his perspectives on the significance of the threat of global magnetic stripe skimming to U.S. consumers and merchants.

Simon Hurry, Senior Business Leader, Visa Inc., discusses EMV in this Smart Card Alliance Expert Series interview. Mr. Hurry describes the different EMV cardholder verification methods and online vs. offline authorization and authentication. Mr. Hurry concludes by offering his perspectives on how a U.S. EMV implementation would fit with global interoperability.

Ed McLaughlin, Chief Emerging Payments Officer for MasterCard Worldwide, discusses the U.S. move towards EMV.

Richard Oliver, Executive Vice President, Federal Reserve Bank of Atlanta, discusses EMV and mobile payments in this Smart Card Alliance Expert Series interview. Mr. Oliver discusses the drivers for the U.S. to move to EMV and the prospects for U.S. EMV implementation. Mr. Oliver concludes by offering his perspectives on how NFC and mobile payments will affect the overall U.S. payments industry.

Oliver Manahan, VP, Emerging Payments, MasterCard Worldwide, discusses EMV and the payments industry in this Smart Card Alliance Expert Series interview. Mr. Manahan describes trends in EMV for the U.S. and offers his perspectives on international traveler EMV deployments. Mr. Manahan concludes by talking about MasterCard’s initiatives in Internet commerce and transit.

Toni Merschen, Consultant (Former Group Head, Chip, MasterCard International), discusses EMV and payments industry trends in this Smart Card Alliance Expert Series interview. Mr. Merschen describes key driving issues for the payments industry and the drivers for the U.S. to move to EMV. Mr. Merschen concludes by offering his perspectives on the biggest challenge for EMV globally.

Deborah Gallagher, Chair, Roadmap Development Team, GSA, discusses the primary goals of the Federal Identity, Credential, and Access Management (FICAM) initiative in this Smart Card Alliance Expert Series interview. Ms. Gallagher concludes by offering her perspectives on the benefits that agencies will achieve from implementing the FICAM architecture.

Craig Wilson, DHS Project Manager at SRA International and FEMA Contractor, discusses the First Responder Authentication Credential (FRAC) program in this Smart Card Alliance Expert Series interview. Mr. Wilson outlines the status of FRAC issuance and describes examples of FRAC implementations. Mr. Wilson concludes by offering his perspectives on the results of FRAC exercises and the drivers for state and local governments and other organizations to implement FRAC initiatives.

Paul Contino, former Vice President, Information Technology, Mount Sinai Medical Center, discusses market directions for health information exchange in this Smart Card Alliance Expert Series interview. Mr. Contino looks at expected activities in 2011, comments on how stakeholders are dealing with the balance between the need for privacy and security in healthcare identity and the innovation and progress goals being set for the electronic exchange of healthcare information, and discusses other technologies that impact electronic health records. Mr. Contino concludes by discussing the largest challenges to the health information exchange movement.

Deborah Lafky, Program Officer, Security / Cybersecurity, ONC IT, Department of Health and Human Services, discusses directions for health information exchange in this Smart Card Alliance Expert Series interview. Ms. Lafky looks at expected activities in 2011 and comments on how stakeholders are dealing with the balance between the need for privacy and security in healthcare identity and the innovation and progress goals being set for the electronic exchange of healthcare information. Ms. Lafky concludes by discussing the challenges that health information technology is facing in identity management.

Deven McGraw, Director, Health Privacy Project, Center for Democracy and Technology, discusses market directions for health information exchange in this Smart Card Alliance Expert Series interview. Ms. McGraw looks at expected activities in 2011 and comments on how stakeholders are dealing with the balance between the need for privacy and security in healthcare identity and the innovation and progress goals being set for the electronic exchange of healthcare information. Ms. McGraw concludes by discussing the role of the patient in healthcare information exchange.

Michael Magrath, Director, Business Development, Government and Healthcare, Gemalto, describes the proposed Medicare Common Access Card in this Smart Card Alliance Expert Series interview. Mr. Magrath concludes by offering his perspectives on how the smart card-based Medicare Common Access Card can reduce fraud and protect beneficiaries and providers.

Deborah Baxley, Principal, Banking, Capgemini Financial Services Global Business Unit, discusses NFC and mobile payments in this Smart Card Alliance Expert Series interview. Ms. Baxley predicts expected developments in mobile payments in 2011 and comments on how stakeholders are aligning and benefiting from NFC mobile contactless payments. Ms. Baxley concludes by offering her perspectives on the one thing that would do most to unleash a flood of mobile innovation.

Steve Mott, BetterBuyDesign, discusses NFC and mobile payments in this Smart Card Alliance Expert Series interview. Mr. Mott predicts expected developments in mobile payments in 2011 and comments on how stakeholders are aligning and benefiting from NFC mobile contactless payments. Mr. Mott concludes by offering his perspectives on how recent announcements about EMV and Payment Card Industry Data Security Standard (PCI DSS) compliance will impact implementation of EMV in the U.S.

George Peabody, Director of Emerging Technologies Advisory Service, Mercator Advisory Group, Inc., talks about merchants and mobile payments.

Dodd Roberts, President/CEO, Merchant Advisory Group, discusses NFC and mobile payments in this Smart Card Alliance Expert Series interview. Mr. Roberts describes merchants’ goals for NFC and mobile contactless payments and comments on how stakeholders are aligning and benefiting from NFC mobile contactless payments. Mr. Roberts concludes by offering his perspectives on how the U.S payments industry can move from its current position to a future of widely deployed NFC mobile payments.

Sarab Sokhey, Executive Advisor, Verizon Wireless, talks about the importance of security of mobile payments.

Jim Stapleton, Head of Sales and Account Management, Isis, discusses the supply chain behind mobile wallets.

Joni Brennan, Executive Director, Kantara Initiative, discusses what cyberspace identity trust problems the National Strategy for Trusted Identities in Cyberspace (NSTIC) is trying to address in this Smart Card Alliance Expert Series interview. Ms. Brennan concludes by offering her perspectives on where NSTIC should start to achieve some quick results.

Michael Garcia, Cybersecurity Strategist, Department of Homeland Security, discusses directions for the National Strategy for Trusted Identities in Cyberspace (NSTIC) in this Smart Card Alliance Expert Series interview. Mr. Garcia looks at expected NSTIC milestones in 2011 and comments on the role of smart cards in NSTIC as it moves forward. He concludes by offering his perspectives on the private sector’s role in NSTIC.

Jeremy Grant, Senior Executive Advisor for Identity Management, NIST, discusses what cyberspace identity trust problems the National Strategy for Trusted Identities in Cyberspace (NSTIC) is trying to address in this Smart Card Alliance Expert Series interview. Mr. Grant concludes by offering his perspectives on where NSTIC should start to achieve some quick results.

Neville Pattinson, VP, Government Affairs, Gemalto, discusses what cyberspace identity trust problems the National Strategy for Trusted Identities in Cyberspace (NSTIC) is trying to address in this Smart Card Alliance Expert Series interview. Mr. Pattinson offers his perspectives on where NSTIC should start to achieve some quick results and concludes by talking about the business case for NSTIC.

Don Thibeau, Director, Open Identity Exchange, discusses what cyberspace identity trust problems the National Strategy for Trusted Identities in Cyberspace (NSTIC) is trying to address in this Smart Card Alliance Expert Series interview. Mr. Thibeau offers his perspectives on where NSTIC should start to achieve some quick results and concludes by talking about what the Smart Card Alliance can do to contribute to NSTIC.

Craig Spiezle, Executive Director, Founder and CEO, Online Trust Alliance, discusses the National Strategy for Trusted Identities in Cyberspace (NSTIC) and cybersecurity in this Smart Card Alliance Expert Series interview. Mr. Spiezle describes NSTIC and how it is expected to be translated into standards and guidance. Mr. Spiezle concludes by offering his perspectives on the role that mobile devices will play in authenticating individuals’ identities.

David Hogan, Executive Technology Advisor, National Retail Federation, discusses trends in the U.S. payments industry in this Smart Card Alliance Expert Series interview. Mr. Hogan outlines key driving issues for the payments industry in the next two to three years. Mr. Hogan concludes by offering his perspectives on the key issues and opportunities that merchants are looking at for their payments infrastructure.

Tim Baldridge, Computer Scientist, NASA Enterprise Application Competency Center, discusses directions for the PIV-Interoperable (PIV-I) framework in this Smart Card Alliance Expert Series interview. Mr. Baldridge offers his perspectives on how the government will help to stimulate the advance of PIV-I.

Tom Lockwood, Senior Advisor, MITRE Corporation, discusses directions for the PIV-Interoperable (PIV-I) framework in this Smart Card Alliance Expert Series interview. Mr. Lockwood offers his perspectives on where PIV-I credentials will catch on outside of the government, what applications will use PIV-I credentials, and how PIV-I adoption will evolve going forward.

Willy Dommen, Principal, Booz Allen Hamilton, discusses transit and open contactless bank card payments in this Smart Card Alliance Expert Series interview. Mr. Dommen describes the drivers for transit agencies to accept open contactless bank card payments and comments on the key technology innovations that transit agencies are taking advantage of in implementing new automatic fare collection systems. Mr. Dommen concludes by offering his perspectives on what transit agencies need to do to capitalize on developments in open payments and technology innovation.

Steve Frazzini, Chief Officer of AFC Program Management, New York City Transit, discusses transit and open contactless bank card payments in this Smart Card Alliance Expert Series interview. Mr. Frazzini describes the drivers for transit agencies to accept open contactless bank card payments and comments on the key technology innovations that transit agencies are taking advantage of in implementing new automatic fare collection systems. Mr. Frazzini concludes by offering his perspectives on how an open payment system facilitates regional travel on mass transit.

Carol Kissal, CFO, Washington Metropolitan Area Transit Authority, discusses transit and open contactless bank card payments in this Smart Card Alliance Expert Series interview. Ms. Kissal describes the drivers for transit agencies to accept open contactless bank card payments and comments on the key technology innovations that transit agencies are taking advantage of in implementing new automatic fare collection systems. Ms. Kissal concludes by offering her perspectives on what WMATA is doing to examine potential partnerships under their new electronic payments program to help boost the bottom line through advertising or innovative revenue sharing opportunities.

Amy Linden of the MTA talks about open payments implementation in the New York City transit system.

John McGee, Chief Officer of New Payment Technologies for SEPTA, talks about SEPTA’s open payments project.

Craig Roberts, Technology Development Director, Utah Transit Authority, discusses transit and open contactless bank card payments in this Smart Card Alliance Expert Series interview. Mr. Roberts describes the drivers for transit agencies to accept open contactless bank card payments and comments on the key technology innovations that transit agencies are taking advantage of in implementing new automatic fare collection systems. Mr. Roberts concludes by offering his perspectives on the obstacles for transit agencies adopting open payments.