Chase Cards With “blink” Transform Payment Experience for Orlando, Daytona Beach and Melbourne Residents; 320 Merchant Locations Offer Customers Speed, Convenience With “blink”

ORLANDO, Fla., Jan. 11, 2006–Chase Bank U.S.A., N.A., a division of JPMorgan Chase & Co. [NYSE: JPM], announced today the rollout of its new Chase contactless credit cards with “blink” in the greater Orlando area and the surrounding counties, extending to Daytona Beach and Melbourne. Chase has already begun to deliver approximately 500,000 cards with blink to Central Florida cardmembers, increasing speed and convenience to an initial base of over 320 locations in nine counties, including Marion, Sumter, Lake, Flagler, Volusia, Seminole, Brevard, Osceola and Orange counties.

Provides Greater Flexibility and Ensures Cross-Border Interoperability

PARIS, 15 November 2005–Visa International announced today the release of a global contactless payments specification that will ensure Visa cardholders can use their contactless cards worldwide while still providing issuers with the flexibility to customize programs to meet local market needs. The specification also provides additional security options and enhanced performance for faster transaction processing.

SAN FRANCISCO, CA, 10 November 2005–Visa today announced that it is expanding the Visa Smart Breakthrough program to include a new contactless chip solution. The program aims to improve the business case for chip technology worldwide by making cards, terminals and personalization solutions more cost effective to financial institutions, merchants and consumers.

The new contactless chip card was developed by a group of leading technology providers and card manufacturers. It provides an optimized and cost-efficient contactless payment solution that significantly enhances the business case for contactless payments for Visa member financial institutions.

Convenience Store Chain Joins Growing List of Those Offering ‘Tap and Go’ Contactless Payment Technology

Philadelphia, PA, November 10, 2005–Wawa, a leading convenience store chain with more than 540 locations in the mid-Atlantic region, today announced it will begin accepting MasterCard® PayPass™, a contactless payment option, in all New Jersey, Pennsylvania and Delaware stores. Maryland and Virginia stores will begin accepting the payment option by the end of 2005. In addition, all 150 Wawa locations with gas pumps will also be equipped to accept MasterCard PayPass by early 2006.

Chase Cards with “blink” Transform Payment Experience for Two Million New York, New Jersey, Connecticut Residents, Merchants

NEW YORK, October 27, 2005–Chase Bank U.S.A., N.A., a division of JPMorgan Chase & Co. [NYSE: JPM], announced today the rollout of its new Chase “contactless” credit cards with “blink” in the greater New York City tri-state area, including New Jersey and Connecticut.

Transforms Payment Experience for Pennsylvania, New Jersey, Delaware Residents, Merchants; Wawa Stores Offer Customers Speed, Convenience With “blink”

PHILADELPHIA, October 27, 2005–Chase Bank U.S.A., N.A., a division of JPMorgan Chase & Co. [NYSE: JPM], announced today the rollout of its new Chase contactless credit cards with “blink” in the greater Philadelphia tri-state area, including Southern New Jersey and Delaware. Beginning this week, Chase will deliver the new credit cards with blink to approximately 900,000 cardmembers, increasing the speed and convenience of credit card use at an initial base of approximately 1,200 merchant locations.

Cardmembers Will Earn Free Gas, Food While Cruising Through The Pump, Check-out Line

Wawa, PA, and Wilmington, DE, October 27, 2005–Wawa, Inc., Chase Bank U.S.A., N.A., a division of JPMorgan Chase & Co. [NYSE: JPM] and Visa U.S.A. announced today that they will launch the Wawa Rewards Visa® card with blink in mid-November. The new card will allow Wawa customers to earn reward points they can redeem for Wawa gas, groceries, Wawa’s award-winning freshly brewed coffee, built-to-order hoagie sandwiches and other Wawa items. Wawa is one of the first companies in the nation to blink-enable its entire credit card program.

MasterCard PayPass Eliminates the Need to Fumble With Cash and Coins at Vending Machines

Malvern, PA, and Purchase, NY, October 26, 2005–USA Technologies (OTC Bulletin Board: USTT) and MasterCard International today announced they are working together to provide a faster and more convenient payment option for use at vending machines. USA Technologies believes that its e-Port® cashless payment and networking services, combined with the MasterCard® PayPass™ contactless payment solution, could revolutionize the $40 billion global vending industry by providing consumers with a welcome payment alternative to cash and coins.

October 17, 2005–ContactlessNews reports that MBNA is issuing credit cards with MasterCard PayPass contactless technology in Atlanta.

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September 30, 2005–Card Technology reports that Meijer Stores will be accepting contactless payment cards at gas pumps at 150 stores.

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